Are you ready to die? Are you
prepared to die? These are the questions that we all dread to answer. Why do we
fear dead? I think I already figured out a logical answer- we fear death
because we worry about our loved ones on how they will cope with our untimely
demise.
The practical solution to this dilemma
is to prepare for your death. This will sound so casual but come to think of it
we all going to die one day, right?
Looking back when my mom passed
away last 2001, our family was in complete disarray. She succumbed to diabetes
and the complications made matter worst for her. The medical bills were piling
up during her months of treatment until she was diagnosed with cancer that
followed her demise. This experience has thought me a lot about life and death-
that we should always prepare for the future and death is an inevitable part of
our future whether we like or not.
Talk
about Health and Life Insurance at the last Money4LifeChallenge session with
Aya Laraya
It is always a privilege for me to
attend the sessions of Mr. Laraya for Sun Life Financial. Through this
talk/seminar which is held on a Saturday I was able to understand the
importance of investment not only for the living but also for the dead.
Last session Mr. Laraya discussed
the value of having a health and life insurance since we all can agree that our
life here on earth is just temporary. There are things that we need to consider
whether when we got sick or when we are about to crossover the bridge.
Just thinking about this made me
think hard and ponder that it only made sense that we should prepare for life’s
surprises.
We need a health insurance to cover
medical expenses such as hospitalization, medicines, consultations, lab works
and maintenance that will sustain good health and allow us to live longer.
We all need life insurance to
enable our loved ones to have assurance that they will have some money to spend
for the expenses that will incur when somebody dies in the family. Would it be
a nice thought that we are able to think ahead and plan for our death?
What
is Health Insurance?
Health insurance is a kind of
insurance coverage that covers the expenses or cost of an insured person’s
surgical, medical and other expenses should he or she gets sick. It will all
depend on the type of coverage the insurance offers. Options are the insured
individual would pay first out of his own pocket then later reimburse or the insurance
company pays directly to the medical provider.
What
is Life Insurance?
A life insurance is a policy made
between an insurance company (insurer) and an individual. It has corresponding
premiums (payouts) depending on the type of life insurance coverage in the
event of death. A certain amount will be given to the beneficiary in a form of
a lump sum payment.
Learn more about Sun Life Financial by visiting their website: http://www.sunlife.com.ph/
You could also follow and get updates on their Facebook page: https://www.facebook.com/sunlifeph/
Comments
Post a Comment